Umbrella Insurance

Because sometimes, life rains when you least expect it.

At Strohm Insurance Agency, we help you prepare for life’s “what-ifs” with Umbrella Insurance — extra protection that goes above and beyond your standard home, auto, or business policies. Based in Apopka, Florida, our independent, family-run agency makes it simple to safeguard your assets, your future, and your peace of mind.



Umbrella coverage provides an additional layer of liability protection when your primary policy limits are exhausted. It’s there for the unexpected — serious accidents, property damage, or lawsuits — ensuring that one incident doesn’t put your hard-earned savings or livelihood at risk.


We’ll review your current coverage, explain how umbrella insurance works in plain English, and tailor a policy that fits your unique lifestyle or business.

Let’s make sure your protection covers every angle.

What Umbrella Insurance Can Cover:

Contact us today to schedule a commercial insurance review for your business.

  • Additional liability protection beyond your auto and home limits
  • Coverage for legal defense and lawsuit expenses
  • Protection against bodily injury or property damage claims
  • Extended coverage for rental properties or secondary homes
  • Safeguards for personal liability risks not covered by other policies